5.10.1 Insurance
Revised: October 1, 2014; October 1, 2017; . October 1, 2018
Hospitalization Insurance
Hospital and medical insurance is available to all permanent full-time and permanent
(30-hour) employees and their dependents.
Permanent full-time and permanent (30-hour) employees join the State group plan for
hospitalization and medical care. Under the provisions of the contract, the premium
cost for each employee will be paid by the College.
Temporary full-time employees are eligible to participate in the State High Deductible
Health Plan. Costs for this plan will be shared by both the employee and the College.
Permanent part-time employees may participate in the state health plan, but will be
responsible for the total premium cost.
Dental Insurance
Dental insurance is available for all permanent full-time employees at no cost to
the employee. Permanent (30-hour) employees may purchase dental benefits.
Vision Insurance
Vision insurance is available for all permanent full-time employees at no cost to
the employee.
Disability Insurance
All non-temporary, full-time employees join the State group plan for hospitalization
and medical care. Under the provisions of the contract, the premium cost for each
employee will be paid by the state or the institution. After five years of continuous
employment, permanent employees are eligible to receive the benefits of the Disability
Salary Continuation (DSC) Plan for Teachers and State Employees of North Carolina.
The entire cost of this benefit is borne by the state or the institution.
Group Term Life Insurance is also available to permanent employees at a favorable rate. Disability insurance
plans are also available. Tax-sheltered annuity plans are available. Monthly costs
may be deducted from salary and paid to the company by the business office. All full-time
employees are eligible for participation in the State Employee鈥檚 Credit Union. There
are many benefits for employees under the terms of the North Carolina State Retirement
Program. All full-time employees must enroll in, and contribute to, this retirement
plan. The College is covered by Worker鈥檚 Compensation insurance against injuries which
occur while employees are at work. For details concerning all of these benefits, employees
should contact the Associate Vice President of Human Resources.
Optional Insurances
Supplemental Group Life Insurance
Permanent full-time employees may voluntarily participate in two group life insurance
programs:
- Term Group Life Insurance
- Universal Group Life Insurance
These insurance plans are offered at an economical rate for these College employees and may extend to some family members. Participation is voluntary with the employee bearing the cost for the premium. The Associate Vice President of Human Resources can assist in arranging a meeting with agency representatives to learn more about these plans.